Stay Fit and Save Money

Stay Fit and Save Money

On the journey to FI, we’re all trying to look for opportunities to save extra money here and there and increase our savings rate. Cut the cable, change phone plans, reduce your commute; are all really great savings initiatives but how can we really impact our savings in a big way? We’re very fortunate that we haven’t been impacted by a serious illness or injury that we’ve had to deal with. You never know when a medical emergency will strike…

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Zero Day Challenge: August Results

Zero Day Challenge: August Results

We have reason to celebrate! We made it to $500,000! August was a challenging month for our budget but through it all we were still able to save enough to reach our goal of $500,000. And it came a month early! It’s crazy to think that we have HALF A MILLION DOLLARS!  Well, technically $504,328! I wasn’t quite sure how it would feel to reach this milestone or whether it would even trigger any emotional response. Well I’m here to…

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Mow Your Own Lawn

Mow Your Own Lawn

I love when people write about outsourcing simple tasks because their time is more valuable than the cost. Really!?! I understand there may be a business case for outsourcing if you’re an entrepreneur or something similar but most people seem to use this as an excuse to avoid tasks they simply just don’t want to do. If you don’t want to do something that’s perfectly fine. Just own up to it. I also truly wonder if folks that outsource these…

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Our Frugal Date Nights

Our Frugal Date Nights

I haven’t had much time to write lately but my wife graciously provided another post. I hope you enjoy.   Date nights have changed quite a bit since becoming more financially aware and, well, our 2 wonderful children have impacted this area a tad bit too.   We’ve always been conscious of what we spend on entertainment, eating out, etc. but now we have important money goals in mind so our spending is even more deliberate and focused.   We’re…

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Challenges of Writing As A Creative Outlet

Challenges of Writing As A Creative Outlet

I had a sneaky suspicion but never truly knew how challenging writing would be. I started writing as somewhat of a creative experiment without really understanding the time and effort it would take as well as the internal challenges I’d have to overcome. Creativity has never been an attribute I thought I possessed and I’ve never felt like I had a creative bone in my body. I’m more introverted and analytical but have always appreciated art and the creative qualities…

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Fun Frugal Kid Entertainment

Fun Frugal Kid Entertainment

Another great guest post from my wife. This one is about keeping our 2 young kids engaged and entertained without breaking the bank. Enjoy her other post about cloth diapering.   As a stay at home mom, it is tempting to take your kids out to all of the latest and greatest kid attractions but that can add up very quickly, especially when you have multiple children. Here are some ideas for entertainment that won’t break the bank. We sought out…

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Our Credit Card Journey

Our Credit Card Journey

Credit cards are always a hot topic in the personal finance community. We’re proponents of using credit cards and taking advantage of the rewards they offer. With that being said, we don’t open credit cards regularly or churn cards for points, at least not until recently which we’ll get into a little later. And most important, we never carry a balance!   Credit Card History I got my first credit card when I was a junior in college, a cool…

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